Group or individual? If individual .. it must be Obamacare ... laws bein' what they are.

So, since it did not change ... I assume that it must be group. If she continues on her group ... no need to pay a Part B premium ... as most group coverage is considered "creditable".

However, Medicare ain't too bad ... low deductible (like unbelievably low) and 80/20. That, and all that may be charged is DRG (diagnostic review guide), in most states ... that's the max any provider can charge, if they accept you as a patient (Medicare beneficiary). In states where they can charge more, it's governed by federal law .. and, if I'm not mistaken, it's 10% balance billing.

On hospital inpatient ... you pay a hospital deductible, which is actually less than one day's semi-private room charge. Then, for that stay and any within a ninety day period .... you ride for free. All facility based charges are covered at 100% ... that's in patient doc fees, surgeon, etc. and even your meals.

Not bad.

So, how much you guys payin' fer the group coverage?