C is false. For those of "lower income" they receive a monthly premium subsidy or "buy down" that is a "prepaid tax credit" .. NOT a tax break .. A tax "break" is a reduction in tax.

Classic example ... If a family unit of two has a taxable income of say .. fifty or sixty thousand dollars .. they receive no subsidy .. no "prepaid tax credit" .. They pay the full boat, often in excess of one thousand dollars per month.

If a family unit of two .. has a taxable income of say .. twenty-five thousand dollars, they receive a "prepaid tax credit" .. or subsidy of around one thousand dollars per month.

So, if that family of two, making twenty-five thousand, increased their income by twenty-five thousand .. they would lose their twelve thousand dollars per year subsidy .. which, is tax free ...

Not exactly a tax break.

While we're on the subject of health insurance .. this only started around twenty years ago, when people started calling health insurance "health care".

Again, bringing this into the realm of P and C .. do people call their automobile insurance "car care"? Do they call their homeowner's policy "House Care"?

It is to laugh.