Yes, but will not happen. That would be better for me particularly if the .gov was held to true market rates (for those with questionable credit scores (like US)) in the computations in what was owed to me...not these phony .gov market rates. Shoot, part of my "contributions" pulled down over 10% in LT .gov paper for 30 years (SS deductions in the 70s and early 80s). I am sure the compounding has worked well for us.