Well my experience is you gets what cha pay for.
BTW, I'm at those same crossroads myself, pretty much all the time it seems.
Here's just one dilemma I'm stuck in. I can't decide how I want to build a new Ed Brown .45 ACP
https://www.edbrown.com/handguns
It's like ... c'mon! ... so many bells & whistles.
Guess I have to get 2 more and have fun breaking them in.
Sir Wayne, you gots to help me out here!