The S&P/Dow and Nasdaq are plunging in after hours trading. All about the Fiscal Cliff debate. In any organization after a thourough debate "Someone" must make the final decision all things considered. Can you imagine an army debating strategy and then not having a leader to make the final decisions after all things are considered. There is never a perfect answer to anything but "someone" has to have a final say or you just have a bunch of adversaries arguing with each other while everything goes to hell in a handbasket. You have to ask the question: "Isn't anyone in charge?"