Everyone is "ASSUMING" that a fiscal cliff agreement will automatically see the stock market soar and all willl be well with the financial world again. I wouldn't bet a lot of money on that concept. At least not for more than a very brief rally. The old saying "If it's obvious it's obviously wrong" is always good to keep in mind. Much like "Too many people are on one side of the boat'. And just something else to think about regarding major economic issues is the Debt Ceiling that will become front and center in Feb/March. Not a warm and fuzzy situation ahead.