the previous posters should be ashamed of their responses.

There are utilities which have good dividends that you can use to purchase more shares through the company. Given your long time line. I "see" you are young.

Since you are asking here, I suggest great caution in your quest. Perhaps save out 25- 50% for a future "opportunity" that cannot be foreseen at this time. Never hurry.

ETFs were created to make their creators money. There is a constant "draw" on your capital when you invest. HINT: You are the sucker....Shoot, look at how many ETFs are essentially worth nothing now since their inception...can it be any clearer? Lots of "fees."

Be careful, young person. Keep your risk low.

icd