C'mon, remember overnight repo rates of 24%? Thirty year long bonds yielding close to 15%. Eight percent coupon long bonds, CBT, with an 8% coupon trading under 52? Ma Merrill Ready Assets at 22%? If boomers were given the 15.3% of their incomes that have been stolen since Ronnie "The Commie" Reagan ... and paid prevailing interest of the time ... Most of them would be multi-millionaires today.