All through my working life (until I got wise for the last12 years of it) I paid for health insurance to BCBS that I never used. I dropped the health and life insurance and trusted my genes in my 50s and that was the correct decision for me, I knew that my genes were good to go the distance. Now, I guess I pay135 X12 for something that I claim less than $200 on the whole year. I have paid enough. Health care must change in this country. I used to buy a $400 fube of Efudex in Canada for $80 that was $400 in the US. The political solution is not to stop the rape of the US by the drug companies, oh no! The solution is to ban Americans from buying their drugs in Canada! Is that globalization? If you ship to Canada they have a customs duty...Is that NAFTA? Washington, DC is our problem (as well as our :legal" system).