Let's see. We pay appx 500-525 per month for the both of us. we have about a 4K deductible, which we burn through pretty quickly with meds expenses...once met we pay zippo for meds and everything else. One year I had to pay the whole deductible at once for a rotator cuff operation because the operation was at the beginning of what I call "the deductible season". After that we payed zip for everything else.